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AI team for mobile money · Kenya

Every customer answered. Every shilling reconciled.

MetaSolves is an AI team for M-Pesa businesses and agent networks. It answers customers all day, reconciles float and transactions automatically, and triages disputes fast — over the WhatsApp you already use.

Works on WhatsApp Mobile-money native Live in days
Runs over WhatsApp & USSD Kenyans already use Built for M-Pesa tills, paybills & agents Every transaction auditable Human approves exceptions
01 · THE PAIN

The desk never goes quiet.

An M-Pesa business runs on attention all day — and that attention is the bottleneck. Here is where the hours go.

a.

The same questions, all day

Balance, paybill, "did it go through?", charges, opening hours — answered one by one, over and over, while the queue grows.

b.

Reconciling float by hand

Matching till, statement and cash at the end of every day across outlets — slow, error-prone, and it always lands at the worst time.

c.

Disputes and reversals

Wrong number, double send, "I never received it" — each one needs chasing, and a slow answer costs you the customer.

d.

Keeping the network in line

Coordinating agents, tracking who is short on float, pulling together what each outlet actually did today.

02 · THE SHIFT

From firefighting to a running system.

Same business, same channels — the repetition stops landing on a person.

Now

  • Customers wait for someone to be free to reply.
  • Float reconciled by hand, late, every night.
  • Disputes pile up and answers come slow.
  • No clear picture of what each outlet did today.

With MetaSolves

  • Every customer answered in seconds, day or night.
  • Float and transactions reconciled automatically.
  • Disputes triaged and routed the moment they arrive.
  • A clean end-of-day report across the whole network.
03 · THE TEAM

Four roles. One AI desk.

Not a chatbot — a back-office team for your mobile-money operation. Each role takes one concrete load off you.

The Customer LineQueries & replies

Answers balance, paybill, charges and "did it go through?" instantly, all day, over WhatsApp — so the queue never depends on someone being free.

The ReconcilerFloat & transactions

Matches till, statement and cash automatically across every outlet, and flags anything that doesn't add up — reconciliation done before you'd have started.

The Float DeskAgent network

Tracks float across the network, sees which outlet is running short, and keeps your agents coordinated on one thread instead of scattered calls.

The ReporterDisputes & reporting

Triages reversals and disputes, routes them with full context, and drafts your end-of-day report across every agent — sent before you ask.

04 · HOW IT WORKS

Live in days — nothing to rip out.

It sits on top of the channels and tools you already run. No app for your customers to learn.

1

Connect WhatsApp

Your customer line routes through the AI desk. Customers just chat as they always have — only faster.

2

Teach it your business

We load your tills, paybills, outlets and the answers you give most, and connect your records for reconciliation.

3

It goes to work

It answers customers, reconciles float, triages disputes and reports daily. You approve the exceptions; it does the rest.

05 · THE NUMBERS

What it changes, in numbers.

90%
of customer questions answered in seconds, hands-free
0
manual late nights — float reconciled automatically
<2min
to triage and route a dispute or reversal

Illustrative base-case figures — to be confirmed against your first pilot's data.

06 · CONTROL

Money handling needs control. So it keeps it.

"Can I trust software with the money?"

It answers customers and organises your records — but it never moves money on its own. Every transaction stays auditable, and a human approves every exception — reversals, disputes, anything unusual. It removes the admin, not the control.

From the field
"The line used to be three of us answering the same questions all day. Now it answers itself, the float is reconciled by the time I close, and I actually see what every outlet did."
Brian K. · M-Pesa agent network, 9 outlets · Nairobi

See it run on
your own till.

A quick WhatsApp chat. We'll show the customer line, a live reconciliation and a dispute being triaged — on your own setup.

Business Team · KSh 104,000/mo
Runs over WhatsApp · every transaction auditable